Having been raised in a VA home myself, I am able to look back and see first-hand how my parents were able to enjoy the benfits of home ownership using their VA benfits.  In my opinion, I enjoy writing VA Home Loans more than any other loan program available.  It is my honor when I get the opportunity to help U.S. veterans and their family purchase a home together.  Providing the utmost care and service during the home loan process is the least I can do to say, "Thank You" to our U.S. Veterans. 



Some benfits of using the VA Home Loan Program are:
(1) Zero Down Option
(2) No Monthly Mortgage Insurance
(3) 620 Minimum Credit Score
(4) Reasonable Underwriting Decisions

5 Easy Steps To A VA Home Loan

1. Apply for a Certificate of Eligibility (See below on how to attain your VA Form 26-1880)
2. Decide on a home the buyer wants to buy and sign a purchase agreement.
3. Apply to a mortgage lender for the loan.
4. Order an appraisal from VA. (this is done by yourlender Dan Keller) information.
5. Close the loan and the buyer moves into their new HOME!

DD214 Request Form (attached)
Your DD214 form is required in order to obtain your certificate of eligibility for a VA mortgage loan.  If you have misplaced your original DD214 form you can request another copy by completing and submitting Form SF 180 "Request Pertaining To Military Records."  The DD214 Request Form is attached.
 
You can also request dd214 duplicate copies by using the VA fax on demand system.  Just dial 301-837-0990 from a fax machine. Follow the voice instructions and when prompted for the document number enter 2255.
 
To request a copy of your DD214 form by mail write to:
The National Personnel Records Center
9700 Page Avenue
St. Louis, MO  63132

To Request A Copy of Your VA Certificate of Eligibility:
Complete a VA Form 26-1880, - *form  is attached
Request for a Certificate of Eligibility: You can apply for a Certificate of Eligibility by submitting a completed VA Form 26-1880, Request For A Certificate of Eligibility For Home Loan Benefits, to the Winston-Salem Eligibility Center, along with proof of military service . In some cases it may be possible for VA to establish eligibility without your proof of service. However, to avoid any possible delays, it's best to provide such evidence

VA Eligibility Center Address and Telephone Number
Please send your request for determination of Eligibility (VA Form 26-1880, along with proof of military service) to:
VA Loan Eligibility Center
PO Box 20729
Winston-Salem, NC 27120

For overnight delivery:
VA Loan Eligibility Center
251 N. Main Street
Winston-Salem, NC 27155
Toll free number:  1-888-244-6711