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First Time Home Buyers
![]() YES! You can still buy a home with Zero Down! Today's homebuyers have a lot of great incentives to becomming home owners. The most popular topic among home buyers today is the $8,000 first time home buyer tax credit. There has been some confusion surrounding the tax credit - do I qualify? How much am i eligible for? Do I have to pay it back? What is a tax credit vs. a tax incentive? Find the answers to all of those questions by clicking here. As a first time home buyer, it is important to understand the home buying process. My job as your mortgage consultant and finanical educator is to be available to answer any questions that you have pertaining to your mortgage, your home, debt, credit score, and insurances. It is important to know that I will not give you any advice that I have not already validated through credible research and experience. Furthermore, please review my Mortgage Concierge Packet to get a clear understanding of the process and decisions that lie ahead. |
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Mortgage Broker #510-MB-20612-30063
Loan Originator License #5510-LO-31948 Pacific Trust Mortgage is a division of Hometown Lending, TMBG Inc. |
This website is not intended as an offer to extend credit nor a commitment to lend. The loan interest rates, fees and terms presented herein are for illustrative purposes only and may not be currently available. Rates and terms subject to change without notice (REGZ). APR’s available upon Request. This website has been prepared to assist real estate professionals in illustrating some of the financing options available to consumers.
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